The image shows
an animated character holding an umbrella. It's raining, as evidenced by
the dark background and rain droplets visible around the character. The character appears to be a young girl with
red hair, wearing a black outfit that suggests she might be dressed for a rainy night. This image seems to fit into the categories you mentioned: anime (style of animation), rain (because it is raining), and umbrella (the object being held by the character).
